The average middle-income American spends like $12,000 per household [on a car], which is just on driving around in these gas-powered racing wheelchairs, and that's more than they even invest in their future. That's more than they're spending on their freedom. So, step 1: Don't have a car that's worth more than about 10,000 bucks at the most unless you're at least like a single millionaire ... You can get a great, perfectly great, car that'll be trouble-free for 10-plus years for under $5,000.